PODCAST

Hoffman Private Wealth Group Quarterly Market Update Call Recordings

Senior Portfolio Management Director, Todd M. Hoffman, CFP®, CPM® discusses the recent markets, his concerns and potential opportunities

 

Indices are not available for direct investment.  Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. The Dow Jones Industrial Average (DJIA), commonly known as “The Dow” is an index representing 30 stock of companies maintained and reviewed by the editors of the Wall Street Journal. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market. The MSCI is an index of stocks compiled by Morgan Stanley Capital International. The index consists of more than 1,000 companies in 22 developed markets. The NASDAQ composite is an unmanaged index of securities traded on the NASDAQ system. There are special risks associated with investing with bonds such as interest rate risk, market risk, call risk, prepayment risk, credit risk, reinvestment risk, and unique tax consequences. To learn more about these risks and the suitability of these bonds for you, please contact our office. Investments in municipal securities may not be appropriate for all investors, particularly those who do not stand to benefit from the tax status of the investment. Municipal bond interest is not subject to federal income tax but may be subject to AMT, state or local taxes. Investing in oil involves special risks, including the potential adverse effects of state and federal regulation and may not be suitable for all investors. Gold is subject to the special risks associated with investing in precious metals, including but not limited to: price may be subject to wide fluctuation; the market is relatively limited; the sources are concentrated in countries that have the potential for instability; and the market is unregulated. Real estate investments can be subject to different and greater risks than more diversified investments. Declines in the value of real estate, economic conditions, property taxes, tax laws and interest rates all present potential risks to real estate investments. International investing involves special risks, including currency fluctuations, differing financial accounting standards, and possible political and economic volatility.  Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Dividends are not guaranteed and must be authorized by the company's board of directors. Sector investments are companies engaged in business related to a specific sector. They are subject to fierce competition and their products and services may be subject to rapid obsolescence. There are additional risks associated with investing in an individual sector, including limited diversification.